Today we’re back in the office and it appears as though the market is recovering from last week’s dismal performance. With all the headline noise last week, I wanted to update you on our current stance. This video which summarizes the viewpoints of the four outside research firms we subscribe to we also share the current positioning of our internal strategies. In summary, most of the work points towards market gains in the second half of 2021. This video will offer a bit more detail. As always, we remain focused on protecting the downside first.