Start with this quick AIM Retirement SystemTM assessment so we can prepare and make the most of your Connection Visit…
Founded in 1999, we are an independent fiduciary Registered Investment Advisor (RIA) and CPA firm built for retirement, serving clients throughout the United States.
We keep this process simple, organized, and respectful of your time. No product pitch. Just clarity and a clear next step.
You’ll meet with a Retirement Specialist for a focused 30-minute conversation. We’ll cover:
Outcome: By the end of the call, we’ll both know whether it makes sense to take the next step.
If we move forward, we’ll securely gather the key details we need and create your AIM Retirement Blueprint—a high-level plan that shows how we would approach your retirement.
In your Strategy Visit, we’ll walk through:
Outcome: You’ll leave with clarity on what we would do, why we’d do it, and what it could mean for your retirement.
After the Strategy Visit, we’ll send you a hard copy of your AIM Retirement Blueprint along with a straightforward proposal that includes:
The AIM Retirement System™ is our trademarked, step-by-step process designed to help you
retire with confidence, clarity, and peace of mind by coordinating every major part of your financial life.
(Social Security + “Mailbox Money”)
A holistic approach to retirement planning
Christian (Chris) and Jamie Cyr founded Cyr Financial in 1999 as a family-oriented CPA and tax firm.
After spending 15 years as a corporate VP and CFO, Chris shifted his full focus to retirement planning following the 2008 crisis—an experience that affected his father’s retirement and reshaped his mission.
Our top three core values as voted on by our employees
This is what our culture is surrounded by 24/7
Our biggest asset to our success
The only metric we pay employee bonuses on
We’re an independent registered investment advisor and fiduciary. This means we’re not tied to specific products or strategies and are legally obligated to put your best interests first. While we’re headquartered in Central Illinois, we frequently work with people remotely throughout the U.S.
Most of our clients have come from other advisors. Retirees and soon-to-be retirees often use our AIM Retirement Assessment™ to ask questions without any obligation. If we are a good fit, we will schedule an introductory call.
Since our beginning in 1999, founders Chris and Jamie Cyr believed financial planning should be holistic. For them, this meant working with a group of experts to manage several critical elements in one unified, coordinated direction. The AIM Retirement System™ is a three-step process (Assess, Implement, Monitor) and is the beginning of your journey to a comfortable and confident retirement. Learn more about our AIM Retirement System™ here.
At Cyr Financial, you’ll never hear the words, “You’ll have to speak to your tax advisor.” Our staff of CPAs has over 75 years of combined tax experience, and taxes are an area we specialize in. Roth conversions, tax-loss harvesting, tax-efficient security placement and tax preparation are in the DNA of our firm. For fluidity and simplicity, we generally prepare our clients’ tax returns. Want to work with your own CPA? No problem. In those cases, we act as the general contractor in your financial life and coordinate directly with your CPA.
We believe our industry is fraught with advisors who merely invest your money and do very little else to truly add value. In reality, investing is only a small part of a comprehensive and confident retirement. Our typical client is fully engaged in our AIM Retirement System™, which manages a retiree’s guaranteed income, health care, taxes, Social Security, long-term care, estate planning and investments. Learn more about our AIM Retirement System™ here.
As a fiduciary, we are bound by law to always act in our clients’ best interests. We charge a percentage of assets managed. Very simply, we only make more money when our clients make more money. We believe in transparency — our clients see their fees very clearly on every statement. Here is more information about Our Fees.
Your money is typically held at Charles Schwab, an independent custodian. The accounts stay in your name, and we act as your advisor with limited authority to manage them on your behalf.
Contact us here and one of our licensed advisors will answer it for you.