Blog
Why Less Than 2% of Advisors Actually Do Retiree Tax Planning
Most retirees assume their financial advisor is helping with taxes. And most assume their CPA and financial advisor are communicating with each other. Unfortunately, those...
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The Hidden Roth Conversion Window: Why the Opportunity May Be Shrinking
For many retirees, the traditional tax strategy sounds perfectly reasonable: Retire. Keep your taxable income low. Leave the IRA alone. Pay as little tax as...
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Most People Claim Social Security at the Wrong Age: How to Choose the Right Strategy for Your Retirement
One of the biggest Social Security mistakes I see has nothing to do with misunderstanding a complicated Social Security rule. It starts with a much...
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4 Tough Retirement Planning Questions I Asked Wade Pfau
When I first started studying retirement planning seriously, few people influenced my thinking more than Dr. Wade Pfau. His research has challenged some of the...
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How Much of Your IRA Is Really Yours? Retirement Tax Planning With David McKnight
If you have $1 million in an IRA or 401(k), it is easy to think of yourself as having $1 million available for retirement. But...
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Retirement Taxes Are Going Up? Why 7-Figure Savers Should Pay Attention Now
If you have done a good job saving for retirement, especially if much of your money is inside a 401(k), traditional IRA, or other tax-deferred...
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Navigating a Record Bull Market Before Retirement
Markets can sprint while the real economy limps, and that tension is the heartbeat of today’s retirement planning. We opened with a stark stat: the...
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The 7-Figure 401(k) Tax Trap (And the Tax Pivot That Can Cut It in Half)
Most savers think a 401(k) is simple: defer taxes now, pay later at a lower rate. That story breaks down once balances reach seven figures...
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Social Security Will NOT Go Broke and Here’s Why
Fear around Social Security often spikes with headlines, but panic hides the real story: benefits are unlikely to vanish, while the mechanics and math around...
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Franchising in Retirement with Special Guest Cliff Nonnenmacher
Retirees want freedom, not another grind, yet many still crave action, identity, and reliable income. This conversation explores how franchising can offer cash flow and...
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From Booms to Bubbles: What Retirees Should Know About Today’s Market
Markets can be generous for long stretches, and that generosity tempts even seasoned investors to mistake momentum for safety. The past three calendar years delivered...
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Cybersecurity For Retirees: Simple Steps To Stay Safe Online
Cybersecurity is now part of daily life for retirees, not a niche concern for IT staff. The threats feel invisible because they arrive through familiar...
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