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Category: Retirement Planning

WHEN SHOULD YOU CLAIM SOCIAL SECURITY? Not necessarily when you retire

Most People Claim Social Security at the Wrong Age: How to Choose the Right Strategy for Your Retirement

One of the biggest Social Security mistakes I see has nothing to do with misunderstanding a complicated Social Security rule. It starts with a much...
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4 Tough Retirement Planning Questions I Asked Wade Pfau

4 Tough Retirement Planning Questions I Asked Wade Pfau

When I first started studying retirement planning seriously, few people influenced my thinking more than Dr. Wade Pfau. His research has challenged some of the...
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How Much of Your IRA Is Really Yours? Retirement Tax Planning With David McKnight

If you have $1 million in an IRA or 401(k), it is easy to think of yourself as having $1 million available for retirement. But...
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Retirement tax planning concept showing retirees, savings, and taxes, representing how future tax rate increases may affect high-net-worth retirees with substantial IRA and 401(k) assets, reflecting the retirement income and tax planning guidance provided by CYR Financial.

Retirement Taxes Are Going Up? Why 7-Figure Savers Should Pay Attention Now

If you have done a good job saving for retirement, especially if much of your money is inside a 401(k), traditional IRA, or other tax-deferred...
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Record Bull Market Before Retirement

Navigating a Record Bull Market Before Retirement

Markets can sprint while the real economy limps, and that tension is the heartbeat of today’s retirement planning. We opened with a stark stat: the...
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Double Taxes

The 7-Figure 401(k) Tax Trap (And the Tax Pivot That Can Cut It in Half)

Most savers think a 401(k) is simple: defer taxes now, pay later at a lower rate. That story breaks down once balances reach seven figures...
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Social Security

Social Security Will NOT Go Broke and Here’s Why

Fear around Social Security often spikes with headlines, but panic hides the real story: benefits are unlikely to vanish, while the mechanics and math around...
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Franchising in Retirement

Franchising in Retirement with Special Guest Cliff Nonnenmacher

Retirees want freedom, not another grind, yet many still crave action, identity, and reliable income. This conversation explores how franchising can offer cash flow and...
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From Booms to Bubbles

From Booms to Bubbles: What Retirees Should Know About Today’s Market 

Markets can be generous for long stretches, and that generosity tempts even seasoned investors to mistake momentum for safety. The past three calendar years delivered...
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Financial Blind Spots in Marriage: Don’t Let This Happen to You

Financial Blind Spots in Marriage: Don’t Let This Happen to You

Financial transparency between spouses is a cornerstone of retirement planning that often goes overlooked until it’s too late. In our latest podcast episode, we explored...
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